Colleges & Universities

Genesis is committed to the higher education alternative market, providing insurance or reinsurance for group or single member accounts. Our comprehensive coverage can include General Liability, Automobile Liability, Employers' Liability, Campus Security and Police Liability, Educators' Legal Liability, and Employment Practices Legal Liability.

Our College and University Policy was developed specifically for the higher education sector with tailored coverage grants. The policy can be modified to address your unique account exposures.

Genesis seeks public and private colleges and universities:

  • Individual risk or a risk sharing group
  • Committed to strong loss prevention
  • Willing to retain a self-insured retention of $150,000 or more
  • Claim handling either by self administration or a qualified third party administrator

Product Offering:

  • Unsurpassed security: AA+ by Standard & Poor’s and A++ by A. M. Best
  • Broad Form Named Insured to include current and former employees and school officials, student body organizations, and students while acting as teaching assistants
  • Choice of own defense counsel
  • Claim expense to include alternative dispute resolution
  • Alternative allocated loss adjustment expense structures
  • Insured's consent to settle an Educators' Legal claim
  • Campus security and police coverage
  • Non-Employment harassment including sexual molestation
  • Garage Keepers Legal Liability
  • Incidental medical malpractice
  • Punitive damages (where covered by law)
  • Athletic participants
  • Liquor Liability
  • Riot and civil commotion
  • Employment Practices Liability
  • Employee Benefits Liability
  • Employed accountants; architects and engineers; and attorneys

Submission requirements:

  • Application including exposure protection (Click here for application)
  • Ground up loss information for current year and previous five full years
  • Large loss details for claims in excess of $50,000
  • Limits profile if available
  • Actuarial report if available
  • Financial statements
  • TPA or claim administrator contact information